Auto Loan Financing vs. Car Leasing

In order to pick a plan that you’ll feel confident about for years to come, you need to be well-informed. Whether you would like to lease or finance your next Kia, we’ll walk you through the process every step of the way. Both options have unique benefits, and either may be a better fit for you, depending on a variety of factors, such as your long-term automotive goals. Below is a breakdown of the primary differences between buying vs. leasing:

Perks of Auto Loan Financing: 

• There are no mileage limits.
• You own your car and are able to customize it with paints, parts, and accessories.
• You have the option to sell the car if you want to in the future.

Perks of Car Leasing:

• Depending on the car you choose to lease, the monthly payments may be lower than if you financed your car.
• Downpayment is low or non-existent.
• You can easily upgrade to a new car every few years.

Although it’s rare, you may be able to lease a used car at some dealerships. If you want to learn more about used car finance, contact our dealership near Miami. Regardless of whether you choose auto loan financing or car leasing, our Kia dealership offers rotating new and pre-owned Kia specials, as well as Kia lease deals to help you take the wheel of your favorite Kia model. So, be sure to check back often to see what we currently have going on!

Convenient Kia Finance Tools

We also offer some virtual financial resources to help you get the auto loan financing process started from the comfort of your Pinecrest home, including:

• Secure financing application: By filling this out, you’ll speed things up at our dealership, so you can slide into the driver’s seat sooner.
• Payment Calculator: Use this to compare monthly loan estimates for your top Kia models in your price range.
• Value Your Trade Tool: If you would like to trade in your current model for a Kia from our dealership, this will show you how much credit you can expect to earn.