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Kia Finance Center


Are you searching for a new vehicle in Miami? Do you have questions relating to auto loan financing or car leasing? Whether you’re looking for a new Kia or want to learn more about used car finance, the finance experts at South Dade Kia of Miami are here to help! Our mission is to pair the right person with the right Kia while exceeding all customer service expectations along the way. Learn about the difference between leasing and buying to determine which option is best for you, then discover our financial services and car buying tips, so you’re ready when you come to see us at the dealership!

As you learn more about our Kia finance center below, feel to reach out to us with any questions pertaining to the Kia financing process!


Finance Deals

Auto Loan Financing vs. Car Leasing

In order to pick a plan that you’ll feel confident about for years to come, you need to be well-informed. Whether you would like to lease or finance your next Kia, we’ll walk you through the process every step of the way. Both options have unique benefits, and either may be a better fit for you, depending on a variety of factors, such as your long-term automotive goals. Below is a breakdown of the primary differences between buying vs. leasing:

Perks of Auto Loan Financing: 

  • There are no mileage limits.
  • You own your car and are able to customize it with paints, parts, and accessories.
  • You have the option to sell the car if you want to in the future.

Perks of Car Leasing:

  • Depending on the car you choose to lease, the monthly payments may be lower than if you financed your car.
  • Downpayment is low or non-existent.
  • You can easily upgrade to a new car every few years.

Although it’s rare, you may be able to lease a used car at some dealerships. If you want to learn more about used car finance, contact our dealership near Homestead. Regardless of whether you choose auto loan financing or car leasing, our Kia dealership offers rotating new and pre-owned Kia specials, as well as Kia lease deals to help you take the wheel of your favorite Kia model. So, be sure to check back often to see what we currently have going on!


Finance Tools

Convenient Kia Finance Tools

We also offer some virtual financial resources to help you get the auto loan financing process started from the comfort of your Princeton home, including:

  • Secure financing application: By filling this out, you’ll speed things up at our dealership, so you can slide into the driver’s seat sooner.
  • Payment Calculator: Use this to compare monthly loan estimates for your top Kia models in your price range.
  • Value Your Trade ToolIf you would like to trade in your current model for a Kia from our dealership, this will show you how much credit you can expect to earn.

Visit Our Kia Finance Center Today

At South Dade Kia of Miami, we understand everyone is in different financial situations. Our team of dedicated finance experts is prepared to work with you side-by-side to determine a car payment plan that works for your budget and Cutler Bay lifestyle. Whether you’d like help determining the value of your trade-in or can’t decide between car leasing or auto loan financing, we’re here to help. Still have questions regarding used car finance? Give us a call today or stop by to discuss your financing options in person!


Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 9:00 PM
  • Sat9:00 AM - 7:00 PM
  • Sun10:00 AM - 6:00 PM
Service/Parts Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat7:30 AM - 5:00 PM
  • SunClosed
South Dade Kia of Miami is located at: 17120 S Dixie Hwy • Miami, FL 33157
South Dade Kia of Miami 25.6105138, -80.3487766.